Make Money with 23 Free Money Apps Work at Home

Free money may seem too good to be accurate, but there are several legitimate ways to obtain cash that require little to no effort on your part and no out-of-pocket expenses.

Here, we’ll look at more than 20 free money applications that can help you earn extra cash with little to no effort.

These applications won’t make you rich or provide a full-time income, but they will give you some extra cash you can use for spending, saving, or investing. The best part is that anyone can do it.

Top Apps for Free Money

1. InboxDollars

Swagbucks and InboxDollars are incredibly comparable. You can earn money as an InboxDollars user by:

Free financial applications Inboxdollars

• Watching videos
• Taking polls
• Game playing
• Coupon printing
• Making use of exceptional deals
• Purchasing online

Special offers are the fastest method to get money quickly with InboxDollars, like Swagbucks. The available offers will fluctuate from time to time, but as an example of what you might find, here are a few of the ones that I now see in my dashboard:

• A free insurance quotation costs $10.
• Entry into a contest or giveaway costs $2.
• Downloading an app and setting up a free account costs $1.50.
• A free credit score and credit report analysis cost $2.

These are but a few instances of the options. You can make a respectable sum of money with minimal effort if you take advantage of these simple deals.

InboxDollars doesn’t have a point system, in contrast to Swagbucks and many other websites of a similar nature. Instead of accumulating points that can be exchanged for gifts, you’ll earn actual money. You will receive a set payment for each work or offer.

To redeem your cash from InboxDollars, you must have a balance of at least $10.

2. Swagbucks

Best for: Making quick money in your spare time in various methods.

You should look at Swagbucks if you want to earn some more cash during your free time. You can earn money in a variety of ways with this well-known website and app, including:

• Completing short surveys
• observing videos
• game playing
• installing and downloading apps
• Using promotional offers
• for your online purchases, cashback
• Using the search engine Swagbucks

Although most people only know of Swagbucks as a survey app, there are many more opportunities to earn money with Swagbucks than with most other survey applications.

You will receive a set number of points (“Swagbucks” or SB) for each assignment or activity. When you have enough SB, you may exchange them for prizes, including PayPal cash or a large selection of gift cards.

Using promotional offers is a unique approach to using Swagbucks to earn a sizable sum of money. Click “Explore” on the dashboard once you’ve logged in to view the current offers. By registering an account on a website, opening a bank account, beginning a free trial, or doing any number of other things, you can earn Swagbucks. Swagbucks can be profitable if you take advantage of the best offers while they are still available because they change regularly.

One of the numerous benefits of Swagbucks is how quickly you can redeem your rewards. Swagbucks allows you to redeem rewards for as little as $3, unlike several websites and applications that require you to accumulate $20 to $30 in rewards before you can cash out. Also, they frequently conduct sales that let you exchange your points for gift cards of higher value.

3. Survey Junkie

Best for: Earning cash with short online surveys.

With Swagbucks and InboxDollars, you may earn money by taking surveys, but Survey Junkie is slightly different. Survey Junkie only offers surveys, as opposed to providing surveys together with several other options to earn money.

Free financial apps Poll Junkie

The finest strategy for earning money from online surveys is to utilize a few various websites and apps. Using a particular app frequently, you can exhaust the available surveys before adding new ones. You have more options if you use several websites or apps. Also, since you’ll have more options, you can choose whatever surveys you complete. You can only do surveys that pay the most for your time.

While Survey Junkie only offers surveys, most users can make more money at other websites with more options like Swagbucks. But there is no better source to locate surveys than Survey Junkie if you’re looking for them explicitly.

You must complete a quick profile survey after creating an account and logging into the dashboard to be matched with the appropriate surveys (you will also get paid a small amount for completing this introduction survey).

A list of the available surveys will then appear. Each survey will specify how much money you’ll get for doing it and how long it should take you to complete it.

4. Rakuten

Rakuten is the best choice for easy cashback for online purchases.

The most well-known cashback website or app is Rakuten (formerly Ebates), where you may save money on many purchases you would make otherwise.

You can earn cash back at thousands of Rakuten partner retailers and websites by creating a free account. Most of the deals are for online purchases, although there are some alternatives for cashback on in-store purchases.

Free money app Rakuten

Rakuten is, thankfully, very easy to use. When you visit a website offering cashback through Rakuten, a message will appear in your browser thanks to their simple plugin. Just clicking on the notification will cause Rakuten to keep note of any purchases you make and credit your account with the relevant rewards.

Using Rakuten is a no-brainer if you do any online shopping. You may save money on many things you need to buy without additional effort. The best part of the browser extension is that it will remind you of opportunities, so you don’t need to remember. When you’re checking out, the browser extension will also automatically look for and apply coupon codes, which will help you save a tonne of money.

Your cashback earnings will vary depending on the retailer and the particular purchase. It can be between 1% and 50%.

Combining these benefits with those from credit cards and other loyalty programs to save even more is one of my favorite features of Rakuten.

5. Vindale Analysis

Another survey website or app that lets you get money is Vindale Research.

• Filling out quick surveys
• and observing videos
• A promotional email is opened.
• Recommending your pals

Vindale has various ways to earn money, but the main one is taking surveys. You’ll make actual money that PayPal will redeem for you.

Anybody looking to earn money through Internet surveys should consider Vindale Research. Even while Vindale’s earning potential is lower than that of Swagbucks or InboxDollars, adding it to your list of survey-taking websites and applications is worthwhile.

6. Fetch Rewards

Fetch Rewards is best for Adding to Ibotta to increase grocery budgeting.

Another cashback program is Fetch Rewards, developed exclusively for food shopping. It operates quite differently from Ibotta. Offers don’t have to be claimed in advance. Complete your shopping, scan your receipt with your phone, and submit it to complete your online grocery order.

Free money app Fetch Rewards

The finest feature of Fetch Rewards is its simplicity because you don’t have to look through and claim offers before you shop. All you have to do is launch the app and scan your receipts. You don’t need to claim anything; you may browse the app at any moment to view the available offers and which purchases will pay you back. Your receipt will be scanned, and the cashback will be automatically added.

Ibotta often allows users to earn more money, but Fetch Rewards is a terrific supplement.

Once you’ve earned any prizes, you can exchange them for various gift cards.

7. Ibotta

Another essential cashback app is Ibotta. Ibotta is excellent for both online and in-store purchases, unlike Rakuten.

Ibotta can be used in a few different ways, including:

• Free cash app Ibotta Scan your receipt after making a purchase and then claim offers on the app.
• To earn cashback more quickly, link your favorite retailers’ store loyalty accounts.
• Purchase gift cards for your preferred shops and eateries to receive cash back on the total amount.
• Earn cash back for online purchases that start on the app or website.

You can save money on groceries, apparel, household products, and other items with the aid of Ibotta. Since they partner with many top grocery retailers and frequently offer discounts, Ibotta is unquestionably one of the most excellent ways to save money on groceries.

Browse the offers in the Ibotta app and select what you wish to buy before shopping. After making the purchase, you will use the Ibotta app to scan the receipt, and you will then receive credit for the items you bought. Instead of scanning receipts, you can connect Ibotta to your retailer loyalty account.

Ibotta is excellent for stacking rewards on many levels, precisely like Rakuten. When you buy groceries, you can get cash back from Ibotta, rewards or cashback from your credit card, and loyalty points from the retailer’s program.

8. MyPoints

Great for Rakuten substitutes, surveys, and other revenue streams.

MyPoints’ cashback feature is comparable to Rakuten’s. You will receive cashback for every purchase you make at one of their partner websites. You can download the MyPoints browser extension to receive alerts while exploring money-saving options.

My Points applications for free money

You can also get money by doing other things like watching videos, playing games, doing surveys, and printing coupons. There are promotional deals accessible through the dashboard that let you earn points quickly, similar to Swagbucks and InboxDollars.

MyPoints is a points system; you can exchange those points for gift cards or other incentives of your choice. MyPoints can be complicated because it’s not as easy to convert points to cash as Swagbucks. For instance, 1,590 points might be needed to purchase a $10 gift card. Knowing how many points you have makes things slightly more difficult because the value is not a round number.

MyPoints is unquestionably an app you should use if you’re looking to earn money through surveys, exclusive deals, or rewards.

9. Dosh

Best for Automatic payback from affiliated businesses like neighborhood shops and eateries.

A cashback program called Dosh offers automatic cashback. You attach your credit or debit cards to the app when you download and install it, and every time you purchase at a participating merchant, you’ll instantly receive the reward for your purchase.

Free money app Dosh

You may check the deals from nearby shops and eateries using the Dosh app. Via the app, you may shop online and get cashback.

One of the great things about Dosh is that you can get cashback offers from various smaller companies and neighborhood eateries, not just the big box stores and national chains.

You can redeem cashback by transferring it directly to your bank account after earning it.

10. TopCashback

Optimizing your cashback for online purchases is the best option (offers are sometimes better than Rakuten).

TopCashback is one of the most incredible ways to make quick cash back for online purchases and is comparable to Rakuten. They have a sizable network of over 4,000 retail partners who give back cash via their platform.

Best Cashback app for free money

The most popular and easiest-to-use cashback program is Rakuten, but TopCashback frequently gives more excellent reward rates. Naturally, the specifics differ from retailer to retailer, but TopCashback has done an excellent job connecting people with the finest deals.

Use TopCashback in addition to Rakuten to increase the amount of cashback you receive. Like Rakuten, TopCashback offers a mobile app and browser extension that makes it simple and handy to save money on many purchases you would have to make anyhow.

11. Pei

Automatic cashback and discounts through the app or website are best.

To automatically receive cashback, you can link a credit or debit card to Pei, another reward program. When you make in-person purchases from participating merchants, cashback is automatically earned. You can also search the app or website for online shopping deals.

Pei may also be used as a search engine to look for businesses or items to see if there are any current promotions.

Pei is an excellent app for collecting cashback on in-store transactions because it’s so easy to use, and after you’ve linked your cards, there’s nothing else you need to do.

Pei’s most intriguing feature is the ability to claim incentives in Bitcoin rather than cash.

12. Mistplay

Best for: Getting smaller rewards for playing games, like gift cards.

Another app (exclusively for Android) that rewards users for gaming are Mistplay. You can search for and play new games, accumulate units based on how long you play, and exchange those units for various benefits.

You can acquire various achievement badges and accumulate more units using the program.

Mistplay has now distributed more than $13 million in incentives. Check out another game-paying app here: Gamehag.

13. Lucktastic

Best for: An opportunity to play games and win significant prizes.

With the help of the free Lucktastic app, you may play games to win cash and incentives. With Lucktastic, you can win lavish vacations and enormous cash rewards worth up to $1 million.

Awesome free money app Lucktastic

Even if you don’t have the good fortune to take home one of the grand prizes, you can still play and collect tokens to exchange for various gift cards.

Lucktastic can be a fun method to try and make some money while playing games in your leisure time, even though it’s unlikely that everyone will strike it rich with it. The possibilities discussed in the post would be better suitable for you if you’re seeking anything that gives you a more reliable way to make money.

14. Nielsen Computer & Mobile Panel

Best for: Monthly incentives with a chance to win in exchange for browsing information.

The data from your browsing will be paid for by Nielsen, a company that conducts data research. Along with mobile devices, computers can also use Nielsen.

Free money app from Nielsen Computer & Mobile Panel

Download it to your computer or another device, then leave it running silently in the background. In exchange, Nielsen will reward you for keeping it running and give you a shot at winning $10,000 monthly.

15. Zap Surveys

Best for: A reliable source of surveys that genuinely pay off. 

The #1 survey app is Zap Surveys, and by utilizing it, you may get paid to express your opinions on a range of subjects. Members of Zap Surveys have received over $30 million in prizes to date, and when you sign up through our link, your first survey will pay you $6.25.

They offer the following types of surveys:

Free cash app Zap Polls

High-paid surveys that, in addition to paying you, also donate money to fight child hunger for each one you complete!

• Get money by advising businesses on the best design for their following logos through logo polling!
• Surveys that come up depending on where you are!
• Although there is no restriction on how frequently you can pay out, the minimum is $25.
• Use PayPal, Amazon, or Visa gift cards to withdraw money!

16. UpVoice

UpVoice is best for passive incentives for visiting websites you already frequent.

Another simple option to get paid for your work is through UpVoice. Why not get compensated for visiting websites like Amazon, YouTube, LinkedIn, and Twitter regularly?

Download UpVoice to your computer, then leave it running in the background. Every time you visit these sites, you will accrue tokens. Once you’ve accumulated enough tokens, you can exchange them for the gift cards of your choice.

Although UpVoice keeps an eye on your browsing, no personal information is collected.

17. Honeygain

Ideal for: Reimbursement for internet access sharing.

Another passive income alternative is Honeygain, although it doesn’t require you to give anyone access to your data. Instead, Honeygain will be installed, enabling individuals to access the internet from your location. A business could test this to see what adverts are being displayed to users near your location, among other reasons.

Free money app Honeygain

Via Honeygain, no one else has access to your data, and you get paid for granting users access to the internet.

Honeygain offers a simple method to earn a little extra cash, but unlike the other passive income applications, it won’t make you rich.

18. Embee Meter CX

Passive rewards for mobile browsing are ideal.

Another mobile data research software that pays you in exchange for granting access to your smartphone is Embee Meter CX (available only for Android). You can start earning “metre points” by installing the app on your device and running it.

Free money app Embee Meter CX

The metre points can be exchanged for cash through PayPal or various gift cards. Similar to Nielsen and MobileXpression, Embee Meter CX is a simple method to supplement your income.

19. Paribus

Best for Tracking Amazon shipments and monitoring pricing fluctuations for low-price assurances.

Capital One Shopping pays us when you join up for Capital One Shopping using the links below.

• Capital One’s Paribus might assist you in obtaining quick cash owed to you.
• Free registration is required and will be connected to the email address you use for online buying. When Paribus notices a receipt, it will immediately start working.

Free money-saving software Paribus

When you purchase from a store that offers a price-match promise, Paribus keeps track of price changes and alerts you if the price has decreased. They’ll provide you with step-by-step instructions on how to obtain the refund you’re due.

Also, Paribus tracks shipments from online merchants like Amazon and assists you in obtaining compensation when a package is delayed.

To save money when you purchase online:

Download Capital One’s other shopping app, Capital One Shopping.
Use the browser extension to compare prices, determine if you’re getting a decent deal, and more.
Find a detailed analysis of Capital One Shopping here.

Download Paribus and start shopping with Capital One.

20. Rocket Money

Services to lower your monthly payments for bills are best.

Rocket Money assists you in managing your money in several ways, but negotiating lower monthly payments is the most important. You can enlist the help of Rocket Money’s skilled negotiators to shop for the best prices on things like mobile phone service, internet access, cable TV, and more.

You won’t be charged if Rocket Money cannot save you any money. They will keep 40% of the savings if they can cut your bills.

21. ReceiptPal

Best for: Increasing your profits on all your receipts, regardless of where they were issued.

Applications that give you cash: Receippal

A receipt-scanning app like Fetch Rewards and ReceiptPal is comparable to those. To gain rewards at numerous services, you can frequently utilize multiple apps similar to this one. For most of my grocery receipts, I use ReceiptPal and Fetch Rewards.

With ReceiptPal, you may earn reward points by scanning your paper receipts. You can also earn points by linking your Amazon or email accounts, which allows you to count extra receipts.

You can earn 100 points, which you can use towards a reward, for every four receipts you submit. You can exchange as few as 2200 points for a $5 Amazon gift card and gift cards to Target, Lowe’s, Best Buy, or Visa, to name a few. Also, you can refer people to get 250 points each.

ReceiptPal takes some time to get rewards, but I enjoy it because it’s simple, and you can make money off scanning receipts that wouldn’t typically yield rewards.

I only recently started using it, but I’ve already been able to exchange my points for several $5 and $10 Amazon gift cards.

22. Trim

Best for Bill negotiating services to bring down your monthly payments.

Another bill-negotiation service that is comparable to Rocket Money is Trim. Although both businesses provide some extra features and services, negotiating your bill is the simplest method to save money.

Savings from free trimming

Trim charges less for bill negotiating than Rocket Money. They will not charge you if they cannot save you any money, like Rocket Money, but they will take 33% of any savings.

23. Upside

Benefits Ideal for: Lowering your petrol costs.

With the help of the savings app Upside, you can identify the best gas prices and then receive additional cashback savings.

Together with cash back on gas, there are other nearby eateries, grocers, and convenience stores that also provide cash back.

Major gas stations like Shell, BP, Exxon, Speedway, Holiday Stations, and others collaborate with Upside. See local gas prices at 9000+ stations, and each time you fill up, you can receive gasoline rewards in the form of actual cash back.

The gas stations in my area frequently promote discounts of about $0.25 per gallon. You can further reduce the cost by referring other users to the program.

Since Burger King and Wendy’s in our neighborhood provide somewhere between 25% and 40% cash back on your order, we have been utilizing the app quite a bit for those establishments. That generally stacks with cash back from other sites like Dosh or Pei, which is quite fantastic!

We have used Upside to earn almost $1210 in cash back, and I discovered this when I checked our cashback history just recently. That I’ll take!

When you cash out via the app, you can choose between receiving your money via PayPal, check, or gift card.

Use the link below to download the app, then use the promotional code AFF25 to receive an additional 0.25 cents per gallon of gas back on your first fill-up.

Use Apps to Earn Money in Your Spare Time

Even if these applications don’t make you wealthy, having additional cash is always nice.

These free money applications operate in various ways, making earning or saving money easy.

Have you ever used any of your personal favorites to earn money? Please describe them in the comments section.

Questions and Answers About Free Money Apps

Are there apps that pay you money?

Indeed, there is a ton of apps that will give you payments in cash, bitcoin, and gift cards. Many of these apps have helped me earn thousands of dollars, and you can too. For more details, visit Bible Money Matters to see our complete list of apps.

What apps offer immediate payment?

Most apps let you accumulate points up until a predetermined payment level. Some gig and secret shopper applications, like Field Agent, Gigwalk, or Mobee, will immediately pay you. Although some restrictions exist, you can also conduct a same-day cashout with Uber and Lyft. Once you’ve been using them for a while, other firms like DoorDash will offer a quick payout, but only after.

What are the top cashback apps?

The cashback apps Upside, Drop, Ibotta, Fetch Rewards, and Dosh are some of my favorites. After you attach a credit card, apps like Dosh, Drop, and Upside even function automatically without needing to scan receipts or do anything else. Those are the ones I use the most because they are the simplest.

What applications reward you financially for gaming?

Many applications and websites offer to pay you to play games. Swagbucks, Mistplay, Gamehag, Inbox Dollars, Lucktastic, MyPoints, and Bananatic, are some of the more well-known ones.

Are there ways to monetize apps?

Apps can be used to generate income, yes. Several apps may compensate you for using their app when you shop online. Others will pay you to do surveys or to scan your in-store purchase receipts. Others pay you to do menial activities or engage in the gig economy (dog walking, ridesharing, etc.). You can use others to sell your goods and receive payment when they do. Just decide how much time you have to commit and how much money you want to make, and that’s all there is to it.

Which apps offer the best pay?

The apps with the largest payouts are typically the ones where you work a side job to supplement your income. You may make close to a full-time salary using applications like Uber, Lyft, Rover, and others catering to the gig economy. It pays to take advantage of the fantastic sign-up bonuses offered by other apps. Ibotta offers a $10 sign-up incentive, while Empower offers a $20 Amazon gift card for signing up. Otherwise, other apps can take a while to pay you as much as you wish.